Portland Real Estate Judicial Non - Foreclosure Attorney

Because all my hard money lending is done in California and to people who buy, rehab, and sell foreclosures, this news story caught my eye. The California legislature recently passed a law making it harder to banks to foreclose on property owners. According to Reuters, the bill prohibits banks from ?dual-tracking? loans ? proceeding with the foreclosure process while also in loan modification negotiations with the owners. The bill also lawsuits against robo-signing. The bill still has to be signed by the governor before it becomes law, but he is expected to sign it. On the surface, this law sounds good to me. I will freely admit the first I heard about it was from the above linked article and the facts in that article are the extent of my knowledge of it. I do think robo-signing is a big problem. When your actiosn can result in people losing their home and being forced out onto the streets, you need to have someone carefully look over the documents before foreclosing. This just stands to reason. As to the prohibition against dual-tracking, I?m OK with that as well. Yes, it may result in longer times to foreclose on a property. But if a borrower is in talks with a bank to modify their loan, I think they would reasonably conclude that the bank would pause foreclosure proceedings while they are attempting to work out a settlement. Further, without this restriction, the bank has a huge advantage at negotiating ? they would be able to drag out the talks until foreclosure was a day away, leaving the borrower with no choice but to either accept the terms the bank offered or lose his or her house. How will this affect my lending? I expect to see a slowdown in houses for sale at auction for the 6 or so months after this bill becomes law. This will represent the time banks have to wait while they attempt to reach a loan modification deal before proceeding. There is nothing in this law, to my knowledge, that requires the banks change what loan modification terms they must accept, so they will still be reaching the same decision on modifying loans or not, resulting in about the same number of houses going to foreclosure. There will just be a delay lasting the length of those negotiations. Source: blogspot.com Source: blogspot.com
Source: foreclosureattorneyco.com

Video: California Foreclosure Law

3 Ways to Buy an Orange County CA Foreclosure Property

A singer for a lifetime, I have been involved with choral groups and ensembles, gospel, spiritual, stage musicals, chancel choir at Irvine Presbyterian Church and Concordia University Irvine Master Chorale. Enjoy time with my wife Christi ? like our families, clients, business, activities at church, running, physical fitness, swimming, hiking, walking, tennis and biking.
Source: posterous.com

Selecting a Foreclosure Defence Lawyer against Foreclosure Litigation

A foreclosure defense expert can really make a difference in the results of judgments in general. It is noteworthy that homeowners who are new to this area may have difficulty in following the process of foreclosure litigation with a foreclosure defence lawyer. Hiring a loan modification attorney is an option to bypass the event of evacuation, because any homeowner would hate to lose a home to foreclosure. With the wide range of home seizures occurring throughout the USA, it is understandable that there are many other concerns about the lawsuit executions; Such economic front can affect social and individual lifestyles.
Source: rawbusinesslaw.com

arthurturner10: California Foreclosure Laws

Because all my hard money lending is done in California and to people who buy, rehab, and sell foreclosures, this news story caught my eye. The California legislature recently passed a law making it harder to banks to foreclose on property owners. According to Reuters, the bill prohibits banks from ?dual-tracking? loans ? proceeding with the foreclosure process while also in loan modification negotiations with the owners. The bill also lawsuits against robo-signing. The bill still has to be signed by the governor before it becomes law, but he is expected to sign it. On the surface, this law sounds good to me. I will freely admit the first I heard about it was from the above linked article and the facts in that article are the extent of my knowledge of it. I do think robo-signing is a big problem. When your actiosn can result in people losing their home and being forced out onto the streets, you need to have someone carefully look over the documents before foreclosing. This just stands to reason. As to the prohibition against dual-tracking, I?m OK with that as well. Yes, it may result in longer times to foreclose on a property. But if a borrower is in talks with a bank to modify their loan, I think they would reasonably conclude that the bank would pause foreclosure proceedings while they are attempting to work out a settlement. Further, without this restriction, the bank has a huge advantage at negotiating ? they would be able to drag out the talks until foreclosure was a day away, leaving the borrower with no choice but to either accept the terms the bank offered or lose his or her house. How will this affect my lending? I expect to see a slowdown in houses for sale at auction for the 6 or so months after this bill becomes law. This will represent the time banks have to wait while they attempt to reach a loan modification deal before proceeding. There is nothing in this law, to my knowledge, that requires the banks change what loan modification terms they must accept, so they will still be reaching the same decision on modifying loans or not, resulting in about the same number of houses going to foreclosure. There will just be a delay lasting the length of those negotiations. Source: blogspot.com
Source: blogspot.com

Danville CA Foreclosure Homes for Sale Trends August 2012

The Danville CA foreclosure trends for August 2012 showed a sharp downturn in foreclosure filings, down -36.67% from July 2012, and down -47.22% from August 2011. Foreclosure filings occur when a Notice of Default (notice of non-payment) is issued. The Notice of Trustee Sale (which indicates that a Trustee Sale Date has been filed and scheduled for sale at the county auction) shows that Notices of Trustee Sale are slightly up 6.25% from July 2012 yet down -37.04% from August 2011.
Source: livedanvilleca.com

California Legislature Passes Tough New Anti Foreclosure Laws

Yesterday, the California Homeowner Bill of Rights, a new set of laws designed to give homeowners additional protection against foreclosure fraud and other abuses, was passed by the California legislature. ?California is the latest state to change its laws in an effort to ease the foreclosure crisis. ?The laws are largely a reaction to the rampant foreclosure fraud and robo-signing that occurred (and may still be occurring) following the housing collapse in late 2006. ?Nearly 700,000 homeowners in California are delinquent on their mortgages or are in some stage of foreclosure.
Source: totalmortgage.com

Shaun?s Real Estate Adventures: New California Foreclosure Law

Because all my hard money lending is done in California and to people who buy, rehab, and sell foreclosures, this news story caught my eye. The California legislature recently passed a law making it harder to banks to foreclose on property owners. According to Reuters, the bill prohibits banks from ?dual-tracking? loans ? proceeding with the foreclosure process while also in loan modification negotiations with the owners. The bill also lawsuits against robo-signing. The bill still has to be signed by the governor before it becomes law, but he is expected to sign it. On the surface, this law sounds good to me. I will freely admit the first I heard about it was from the above linked article and the facts in that article are the extent of my knowledge of it. I do think robo-signing is a big problem. When your actiosn can result in people losing their home and being forced out onto the streets, you need to have someone carefully look over the documents before foreclosing. This just stands to reason. As to the prohibition against dual-tracking, I?m OK with that as well. Yes, it may result in longer times to foreclose on a property. But if a borrower is in talks with a bank to modify their loan, I think they would reasonably conclude that the bank would pause foreclosure proceedings while they are attempting to work out a settlement. Further, without this restriction, the bank has a huge advantage at negotiating ? they would be able to drag out the talks until foreclosure was a day away, leaving the borrower with no choice but to either accept the terms the bank offered or lose his or her house. How will this affect my lending? I expect to see a slowdown in houses for sale at auction for the 6 or so months after this bill becomes law. This will represent the time banks have to wait while they attempt to reach a loan modification deal before proceeding. There is nothing in this law, to my knowledge, that requires the banks change what loan modification terms they must accept, so they will still be reaching the same decision on modifying loans or not, resulting in about the same number of houses going to foreclosure. There will just be a delay lasting the length of those negotiations.
Source: blogspot.com

Foreclosure Activity Increases 1% In August According To RealtyTrac U.S. Foreclosure Market Report

Illinois, Florida, California post highest state foreclosure rates Illinois posted the nation?s highest state foreclosure rate in August thanks to a 29 percent jump in overall foreclosure activity from the previous month. A total of 17,781 Illinois properties had a foreclosure filing in August, one in every 298 housing units and an increase of 42 percent from August 2011. Illinois foreclosure activity was up across the board ? foreclosure starts increased 18 percent annually, scheduled foreclosure auctions were up 116 percent annually, and bank repossessions were up 41 percent annually. August marked the eighth consecutive month where Illinois foreclosure activity increased on a year-over-year basis.
Source: ritholtz.com

Bankers shift from foreclosures to short sales

We keep thinking someone is going to save us from ourselves. Homes have been so over priced I think what we have been experiencing is one way of balancing the equation.Banks have been making a ridiculous profit on homes. Someone needs to bring things back to reality in line with the rest of the world. It is all about greedy systems trying to rake in huge profits in many sectors off of people.From inflated prices in building homes to the prices charged for new homes built and remodeling. It?s just pathetic how much people are being charged for homes today. It also unrealistic sometimes how much people expect to turn a profit when they resell a home. Let?s be reasonable with each other instead of hoping to strike it rich selling a home we didn?t sink huge funds into fixing up.
Source: nbcnews.com

California Foreclosure Law: Non

Homeowners facing foreclosure in California can request a loan modification, deed in lieu of foreclosure or short sale to stop foreclosure proceedings. If the borrower has sufficient credit, he may qualify to refinance his home at a lower interest rate or extended repayment period to lower his monthly mortgage payments. The U.S. Department of Housing and Urban Development recommends that individuals facing foreclosure immediately contact their mortgage lenders and attempt to negotiate their loans to avoid property seizure.
Source: suite101.com

How long does the foreclosure process usually take in California?

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Source: shortsaleprocessincalifornia.com

New California Foreclosure Law

While California, and the US in general, have been dealing with an economic slump and foreclosures, Thailand?s housing market has been relatively stable. Accordingly, Thailand real estate law?has not required any special laws to protect people for over-reaching banks and financial fraud in real estate and mortgage transactions.
Source: thailawforum.com

Related posts:

1. Portland Real Estate Judicial Non
2. Retaining a Real Estate Attorney is Critical Before Signing a Georgia Real Estate Contract
3. Shaun?s Real Estate Adventures: New California Foreclosure Law
4. Shaun?s Real Estate Adventures: New California Foreclosure Law
5. Shaun?s Real Estate Adventures: New California Foreclosure Law

Source: http://foreclosureattorneyco.com/portland-real-estate-judicial-non-2/

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Learn more about information security: It's everyone's business ...

September 18, 2012.

Do you know how to create a strong, secure password? What methods are used to steal confidential information? And is it true that simply visiting a malicious web page can infect your computer with a ?virus??

Anti-virus, anti-spam and firewall tools have improved, but methods for stealing electronic information grow ever more sophisticated. Even the most Internet-savvy professional can benefit by keeping up with current methods that thieves use to gain access to information.

Find out more in a new online course, Information Security Awareness, now available through the UC Learning Center and designed to raise awareness about information security.

What you learn will help the university support its obligation to protect the information it collects from faculty, staff, students, patients, suppliers or anyone else in the course of conducting business. In addition to information security basics, content includes:

• background on threats to information security like password breaches and phishing scams
• best practices to help protect the university?s information and prevent computing system compromises
• valuable tips on how to prevent breaches of your and your family?s personal information at home

Most cases of compromised data are the result of unintentional actions, or inactions, and can be prevented by following good information security measures. Whether you work with other people?s personal information or just your own, information security is everyone?s responsibility.

For all these reasons, UCOP?s senior leadership is requesting that all employees take the course, which takes about 30 to 45 minutes and includes quizzes to reinforce your learning. You can access the course right now through the UC Learning Center:

• Sign in with your UCOP login and password.
• Using the search box on the left, type in ?Information Security Awareness.?
• The course name and description will appear; be sure to select the OP_SECURITY option.
• Click ?start? to launch the course; note that you must enable cookies in order for the course to begin.

Two brown bags are also scheduled for all employees to learn more about information security and ask questions about the course, as follows:

• Tuesday, Oct. 2, 2012, 12 to 1 p.m. in 505 Kaiser
• Wednesday, Oct. 3, 2012, 12 to 1 p.m. in 9204 Franklin

As a thank you to those who complete the course, a number of gift card drawings will be held for $50 Amazon gift cards in the coming months.

For more details, see the following contacts and resources:

?

Source: http://link.ucop.edu/2012/09/18/learn-more-about-information-security-it%E2%80%99s-everyone%E2%80%99s-business/

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Groupon launches payments service in US

NEW YORK (AP) ? Groupon launched a payment service Wednesday that allows businesses to accept credit cards using an iPhone or iPod Touch, becoming the latest company to enter the growing mobile payments market.

The announcement sent the online deals company's stock up nearly 14 percent. Groupon shares climbed 65 cents to close at $5.34 Wednesday. The Chicago-based company went public in November at a stock price of $20.

Groupon Payments is aimed mainly at businesses that offer deals through the company, though they can use the system to process any credit card transaction. A test program allows other merchants to use the service, but at higher rates.

Groupon's technology has been tested in the San Francisco Bay Area and will go up against eBay Inc.'s PayPal unit and Twitter co-founder Jack Dorsey's Square. Those services also allow merchants swipe credit cards on their phones using a small card-reader attachment.

The services are aimed mainly at small businesses that, until now, haven't accepted credit card payments because of high transaction fees. In some cases those businesses lacked the technology required to process credit cards. The service takes advantage of the proliferation of smartphones in recent years.

Each time a merchant swipes a credit card issued by MasterCard, Visa or Discover, Groupon will charge a 1.8 percent fee plus 15 cents for each transaction. American Express cards will be assessed a 3 percent fee plus 15 cents.

In comparison, Square charges 2.75 percent per swipe, or $275 per month. PayPal charges 2.7 percent. These fledgling services are also up against traditional credit card processors such as Visa or American Express.

Groupon has seen a sharp decline in its stock price since going public late last year. With Groupon Payments, the company is trying to broaden the array of services it offers merchants amid growing worries about "daily deal fatigue" among customers. With competitors such as LivingSocial and Amazon.com Inc. flooding people's inboxes with discounts for spas, manicures, trips and restaurants, it's becoming difficult to stand out.

Groupon says merchants can use its payments service to add tips, taxes and email receipts to their customers. And it plans to process payments overnight, faster than many traditional credit card companies, which can take as long as three days.

"Our goal is to provide powerful and affordable tools to help Groupon merchants run their business," said Mihir Shah, vice president of mobile and merchant products for Groupon.

Source: http://news.yahoo.com/groupon-launches-payments-us-134816662--finance.html

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Precision motion tracking -- thousands of cells at once: Technique could open new windows into protozoan behavior, microbial diseases and fertility

ScienceDaily (Sep. 17, 2012) ? Researchers have developed a new way to observe and track large numbers of rapidly moving objects under a microscope, capturing precise motion paths in three dimensions.

Over the course of the study -- reported online Sept. 17, 2012, in the Proceedings of the National Academy of Sciences -- researchers followed an unprecedented 24,000 rapidly moving cells over wide fields of view and through large sample volumes, recording each cell's path for as long as 20 seconds.

"We can very precisely track the motion of small things, more than a thousand of them at the same time, in parallel," says research lead and National Science Foundation CAREER awardee Aydogan Ozcan, an electrical engineering and bioengineering professor at UCLA. "We were able to achieve sub-micron accuracy over a large volume, allowing us to understand, statistically, how thousands of objects move in different ways."

The latest study is an extension of several years of NSF-supported work by Ozcan and his colleagues to develop lens-free, holographic microscopy techniques with applications for field-based detection of blood-borne diseases and other areas of tele-medicine.

For the recent work, Ozcan and his colleagues--Ting-Wei Su, also of UCLA, and Liang Xue, of both UCLA and Nanjing University of Science and Technology in China--used offset beams of red and blue light to create holographic information that, when processed using sophisticated software, accurately reveal the paths of objects moving under a microscope. The researchers tracked several cohorts of more than 1,500 human male gamete cells over a relatively wide field of view (more than 17 square millimeters) and large sample volume (up to 17 cubic millimeters) over several seconds.

The technique, along with a novel software algorithm that the team developed to process observational data, revealed previously unknown statistical pathways for the cells. The researchers found that human male gamete cells travel in a series of twists and turns along a constantly changing path that occasionally follows a tight helix--a spiral that, 90 percent of the time, is in a clockwise (right-handed) direction.

Because only four to five percent of the cells in a given sample traveled in a helical path at any given time, researchers would not have been able to observe the rare behavior without the new high-throughput microscopy technique.

"This latest study is an extension of truly novel and creative work," says Leon Esterowitz, the NSF biophotonics program officer who has supported Ozcan's efforts. "The holographic technique could accelerate drug discovery and prove valuable for monitoring pharmaceutical treatments of dangerous microbial diseases."

The PNAS paper reports observations of 24,000 cells over the duration of the experiments. Such a large number of observations provide a statistically significant dataset and a useful methodology for potentially studying a range of subjects, from the impact of pharmaceuticals and other substances on large numbers of cells--in real time--to fertility treatments and drug development.

The same approach may also enable scientists to study quick-moving, single-celled microorganisms. Many of the dangerous protozoa found in unsanitary drinking water and rural bodies of water have only been observed in small samples moving through an area that is roughly two dimensional. The new lens-free holographic imaging technique could potentially reveal unknown elements of protozoan behavior and allow real-time testing of novel drug treatments to combat some of the most deadly forms of those microbes.

Ozcan's research receives support from an NIH Director's New Innovator Award, Office of Naval Research Young Investigator Award and an Army Research Office Young Investigator Award from the Department of Defense.

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Journal Reference:

1. Ting-Wei Su, Liang Xue, and Aydogan Ozcan. High-throughput lensfree 3D tracking of human sperms reveals rare statistics of helical trajectories. PNAS, September 17, 2012 DOI: 10.1073/pnas.1212506109

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_environment/~3/Oz16mrgeu8M/120917152045.htm

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SAP: The Client/Server Is Back And It Is Cloud

SAP is having a blogger and analyst event this week that is an education in how a big company can one day be exciting and another offer a reminder of how different it is from the startups of the world. That was pretty well summed up today when SAP's Sethu?Meenakshisundaram said the client/server is back and it is cloud. It's such a curious analogy and a vexing one for most of the people I know and talk to every day. But on a practical level it shows how SAP is trying to bridge two worlds by using the client/server metaphor as a comparison to today's modern services that the company is trying to embrace.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/U7aYrW7nn2I/

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Ohio inmate says he's too obese for execution

	Essential News from The Associated Press

? ?Associated Press. All Rights Reserved.

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-09-17-Death%20Penalty-Obese%20Inmate/id-d3183bedc18b4321a4ee99fa027d1630

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Hubble sees NGC 7090 ? an actively star-forming galaxy

ScienceDaily (Sep. 17, 2012) ? A new image portrays a beautiful view of the galaxy NGC 7090, as seen by the NASA/ESA Hubble Space Telescope. The galaxy is viewed edge-on from Earth, meaning we cannot easily see the spiral arms, which are full of young, hot stars.

However, a side-on view shows the galaxy's disc and the bulging central core, where typically a large group of cool old stars are packed in a compact, spheroidal region. In addition, there are two interesting features present in the image that are worth mentioning.

First, we are able to distinguish an intricate pattern of pinkish red regions over the whole galaxy. This indicates the presence of clouds of hydrogen gas. These structures trace the location of ongoing star formation, visual confirmation of recent studies that classify NGC 7090 as an actively star-forming galaxy.

Second, we observe dust lanes, depicted as dark regions inside the disc of the galaxy. In NGC 7090, these regions are mostly located in lower half of the galaxy, showing an intricate filamentary structure. Looking from the outside in through the whole disc, the light emitted from the bright center of the galaxy is absorbed by the dust, silhouetting the dusty regions against the bright light in the background.

Dust in our galaxy, the Milky Way, has been one of the worst enemies of observational astronomers for decades. But this does not mean that these regions are only blind spots in the sky. At near-infrared wavelengths -- slightly longer wavelengths than visible light -- this dust is largely transparent and astronomers are able to study what is really behind it. At still longer wavelengths, the realm of radio astronomy, the dust itself can actually be observed, letting astronomers study the structure and properties of dust clouds and their relationship with star formation.

Lying in the southern constellation of Indus (The Indian), NGC 7090 is located about thirty million light-years from the Sun. Astronomer John Herschel first observed this galaxy on October 4, 1834.

The image was taken using the Wide Field Channel of the Advanced Camera for Surveys aboard the Hubble Space Telescope and combines orange light (colored blue here), infrared (colored red) and emissions from glowing hydrogen gas (also in red).

A version of this image of NGC 7090 was entered into the Hubble's Hidden Treasures Image Processing Competition by contestant Rasid Tugral. Hidden Treasures is an initiative to invite astronomy enthusiasts to search the Hubble archive for stunning images that have never been seen by the general public. The competition is now closed and the list of winners is available here.

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The above story is reprinted from materials provided by NASA.

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---

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/space_time/astronomy/~3/spt1EjphuYA/120917130518.htm

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tingilinde: bbq'ed okra

Most people have a negative opinion of okra -- after all, it's so slimy right?

Not so if you prepare it correctly. ?It is wonderful barbecued!

? wash the complete okra pods then dry them very thoroughly while the grill is warming to a high temp.

? ?put two parallel skewers through the body of each. ?

? oil the grill w a bit of olive oil. ?

? brush the okra w olive oil and sprinkle with a good sea salt like Maldon salt. ?

? grill them over high heat, turning once or twice ws till the okra is lightly charred in places and tender, about 10 to 15 minutes. ?Serve warm.

You can brush on a marinade for the last few minutes, but just olive oil and salt is fabulous. ?When you are exploring new foods it is best to start as simply as you can so you can judge the flavors and then branch out from there.

?

Source: http://tingilinde.typepad.com/starstuff/2012/09/bbqed-okra.html

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You're Invited to Meet This Year's Clients | Strategic Business ...

September 17, 2012

?

Join us at Compass? annual Project Launch on Wednesday, October 3!

Not sure how to choose among this year?s wonderful nonprofit clients? Come join us to meet the clients and hear about their work in person at Compass? annual Project Launch.

Meet this year?s 27 clients and Project Leaders, as well as other business professionals who are interested in volunteering at this fun event. There?s no obligation if you want to just learn more and mingle with the other invited guests.

Wednesday, October 3
6:30 p.m. ? 9:00 p.m.
The Washington Club
15 Dupont Circle
Washington, DC 20036

?

Joseph Suarez, Director of Community Partnerships and Philanthropy at Booz Allen Hamilton will deliver a brief keynote speech.

Complimentary hors d?oeuvres and refreshments will be served at 6:30 p.m. The program begins at 7:00 p.m. Feel free to bring friends and colleagues who might be interested in Compass!

Please RSVP by Friday, September 28 here: Compass Project Launch Evite?

Source: http://www.compassdc.org/youre-invited-to-meet-this-years-clients/

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Magnificent painting of Radha Krishna..!! - IdeaMarketers

by Geetha G
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Radha Krishna Paintings at Tarang, Arts are a wide variety of elegant masterpieces which are renowned for their sheer beauty and excellence. Lord Krishna is a vital figure in Hindu Mythology and he is said to have written the Bhagavad Gita, this avatar of Lord Vishnu is considered as the one and only God, the Supreme Being.

These stunning Radha Krishna paintings are truly a work of art, worth possessing. A richly designed Radha Krishna painting adds the right touch of opulence and subtle elegance to your home.

Magnificent Radha Krishna Painting..!!

Contact the Author

Geetha G
Arts
geethag.geetha@yahoo.com
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Source: http://www.ideamarketers.com/?articleid=3569526

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Judge strikes down Wis. law limiting union rights

MADISON, Wis. (AP) ? A Wisconsin judge has struck down nearly all of the state law championed by Gov. Scott Walker that effectively ended collective bargaining rights for most public workers.

Walker's administration immediately vowed to appeal the Friday ruling, while unions, which have vigorously fought the law, declared victory. But what the ruling meant for existing public contracts was murky: Unions claimed the ruling meant they could negotiate again, but Walker could seek to keep the law in effect while the legal drama plays out.

The law, a crowning achievement for Walker that made him a national conservative star, took away nearly all collective bargaining rights from most workers and has been in effect for more than a year.

Dane County Circuit Judge Juan Colas ruled that the law violates both the state and U.S. Constitution and is null and void.

In his 27-page ruling, the judge said sections of the law "single out and encumber the rights of those employees who choose union membership and representation solely because of that association and therefore infringe upon the rights of free speech and association guaranteed by both the Wisconsin and United States Constitutions."

Colas also said the law violates the equal protection clause by creating separate classes of workers who are treated differently and unequally.

The ruling applies to all local public workers affected by the law, including teachers and city and county government employees, but not those who work for the state. They were not a party to the lawsuit, which was brought by a Madison teachers union and a Milwaukee public workers union.

Walker issued a statement accusing the judge of being a "liberal activist" who "wants to go backwards and take away the lawmaking responsibilities of the legislature and the governor. We are confident that the state will ultimately prevail in the appeals process."

Wisconsin Department of Justice spokeswoman Dana Brueck said DOJ believes the law is constitutional.

The ruling throws into question changes that have been made in pay, benefits and other work rules in place across the state for city, county and school district workers.

Walker's law, passed in March 2011, only allowed for collective bargaining on wage increases no greater than the rate of inflation. All other issues, including workplace safety, vacation, health benefits, could no longer be bargained for.

The ruling means that local government and schools now must once again bargain over those issues, said Lester Pines, an attorney for Madison Teachers Inc. that brought the case.

"We're back to where we were before the law was enacted," he said.

Pines predicted the case would ultimately be resolved by the state Supreme Court.

"What's going to happen in the interim is unknown," he said.

The state Supreme Court in June 2011 ruled that the law was constitutional after it had been blocked by a different Dane County judge on a challenge over its passage being a violation of open meetings law.

Walker introduced the proposal in February 2011, six weeks after he took office. It resulted in a firestorm of opposition and led to huge protests at the state Capitol that lasted for weeks. All 14 Democratic state senators fled the state to Illinois for three weeks in an ultimately failed attempt to stop the law's passage from the Republican-controlled Legislature.

The law required public workers to pay more for their health insurance and pension benefits at the same time it took away their ability to collectively bargain over those issues. Walker argued the changes were needed to help state and local governments save money at a time Wisconsin faced a $3 billion budget shortfall.

Anger over the law's passage led to an effort to recall Walker from office. More than 930,000 signatures were collected triggering the June recall election. Walker won and became the first governor in U.S. history to survive a recall.

The lawsuit was among several filed against the law.

A coalition of unions filed a federal lawsuit in Madison in June 2011, arguing that the law violated the U.S. Constitution's equal protection clause because it exempted firefighters and police officers. A federal just upheld most of the law in March, but the rulings are under appeal.

Another lawsuit was filed in July 2011 by two unions representing about 2,700 public workers in Madison and Dane County. They also challenged the law on equal protection grounds. The case is pending.

Democrats and unions were ecstatic with Friday's ruling.

"As we have said from day one, Scott Walker's attempt to silence the union men and women of Wisconsin's public sector was an immoral, unjust and illegal power grab," said Phil Neuenfeldt, president of the Wisconsin State AFL-CIO.

The Democratic minority leader in the state Assembly called the ruling a huge victory for workers and free speech.

"This decision will help re-establish the balance between employees and their employers," said Rep. Peter Barca.

Republican Rep. Robin Vos, a staunch supporter of the law and the presumptive next speaker of the Assembly, called the ruling an example of the "arrogance of the judiciary."

"I'm confident it's a single judge out of step with the mainstream," Vos said. He said the law is working "and we'll continue to implement it."

___

Associated Press writer Todd Richmond contributed to this story.

Source: http://news.yahoo.com/judge-strikes-down-wis-law-limiting-union-rights-214923391.html

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Are You In Love or ?Love? Addicted? Take the Quiz and Find Out ...

By Jed Diamond, Ph.D., LCSW

NABBW?s Male Menopause Expert

When I was young I spent many hours at the movies longing for the kind of love I saw on the screen-big, passionate, and lasting. I wanted Splendor in the Grass and believed that Love Was a Many Splendored Thing.

But as I got older and got married, became a therapist, and began working with men, women, and families, my views began to change. I found there was a difference between love and ?love? and ?love addiction.?

I wrote a book called Looking for Love in All the Wrong Places: Overcoming Romantic and Sexual Addictions and described 21 differences between true love and ?love addiction.?

?

1. Healthy Love develops after we feel secure.
Addictive Love tries to create love even though we feel frightened and insecure.

2. Healthy Love comes from feeling full. We overflow with love.
Addictive Love is always trying to fill an inner void.

3. Healthy Love begins with self-love.
Addictive Love always seeks love ?out there? from that ?special someone.?

4. Healthy Love comes to us once we?ve given up the search.
Addictive Love is compulsively sought after.

5. Healthy Love comes from inside. It wants to give.
Addictive Love comes from outside. It wants to take.

6. Healthy Love grows slowly, like a tree.
Addictive Love grows fast, as if by magic, like those children?s animals that expand instantly when we add water.

7. Healthy Love thrives on time alone as well as time with our partner.
Addictive Love is frightened of being alone and afraid of being close.

8. Healthy Love is unique. There is no ?ideal lover? that we seek.
Addictive Love is stereotyped. There is always a certain type that attracts us.

9. Healthy Love is gentle and comfortable.
Addictive Love is tense and combative.

10. Healthy Love is based on a deep knowing of ourselves and our lover.
Addictive Love is based on hiding from ourselves and falling in love with an ideal ?image? not a person.

11. Healthy Love encourages us to be ourselves, to be honest from the beginning with who we are, including our faults.
Addictive Love encourages secrets. We want to look good and put on an attractive mask.

12. Healthy Love flows out.
Addictive Love caves in.

13. Healthy Love creates a deeper sense of ourselves the longer we are together.
Addictive Love creates a loss of self the longer we are together.

14. Healthy Love gets easier as time goes on.
Addictive Love requires more effort as time goes on.

15. Healthy Love is like rowing across a gentle lake.
Addictive Love is like being swept away down a raging river.

16. Healthy Love grows stronger as fear decreases.
Addictive Love expands as fear increases.

17. Healthy Love is satisfied with what we have.
Addictive Love is always looking for more or better.

18. Healthy Love encourages interests to expand in the world.
Addictive Love encourages outside interests to contract.

19. Healthy Love is based on the belief that we want to be together.
Addictive Love is based on the belief that we have to be together.

20. Healthy Love teaches that we can only make ourselves happy.
Addictive Love expects the other person to make us happy and demands that we try to make them happy.

21. Healthy Love creates life.
Addictive Love creates melodramas.

Here are some of the letters I?ve recently received from women who are trying to figure out the difference between love and ?love addiction.?

Dear Dr. Jed, I have been trying to get hold of your book Irritable Male Syndrome and it is totally sold out in Australia. I was lucky enough to get it on e-Bay from America. I am looking forward to reading it.

My partner and I were together for 11 years and actually had a really good relationship as well as being best friends. In March we bought a house together. He was so excited and had so many plans that he wanted to do to the garden. In April he turned 50. He became withdrawn, started drinking every night and would just sit in front of the TV. He would not talk to me at all. He spent a couple of weekends going out with mates, which is completely out of character for him and then he didn?t come home during the week. When he did turn up after a couple of days he just exploded at me.

He was like a kettle that had lost its lid and all the steam needed to escape. This was completely out of character for him. He told me he hated me, did not want anything to do with me and couldn?t stand the site of me. He said he was moving in with his adult son and his fianc? and never wanted to see me again.

It has now been five weeks. The only contact I have had is when he told me to take the house payments out of his bank account. I have always done all his paperwork and banking. He only took his clothes, everything else is still here. He will not answer my calls or messages. My problem is that I do not have closure. It is very frustrating as a woman not to have answers. My life is in limbo. I would just like to know what he is thinking or is unable to think. Please help.

Dear Dr. Jed, I love my husband very much and I am really struggling to understand the huge change in behavior ? almost overnight. He is 49, just stopped smoking, and is concerned about his health. He just bought a very expensive sports car and blames me for most things that he is unhappy about.

I am sure it?s male menopause. I don?t want to lose him. He is my life and soul. I am trying really hard to support him. My friends are great. How long will this go on? It?s so hard to deal with everything.

Dear Dr. Jed, I?m a 47 year old woman who will probably lose her husband here for good in a short period of time. I don?t want that to happen, but I don?t know what to do. On February 1st we had a stupid argument over the VCR and the next thing that came out of my husband?s mouth was that we were over and that he was moving out. I can?t believe this is happening to me. I love my husband deeply and I don?t want our marriage to end. What should I do?

Dear Dr. Jed, Tell me something about the male change of life, or as I affectionately refer to it as ?man walking around with stick up his butt.? Sorry no disrespect intended. Question: What is it about men at mid-life that they can?t seem to make up their minds? They say one thing and then say the opposite. They just are not able to think straight.

I am so ready for a relationship. I long for love, but wonder if it is really possible to have with a man. I have a new friend who says he wants a strong woman, one who speaks her mind and is strong willed and independent. That would be me.

But just when I think we?re getting close, he withdraws. I think I scare men. Help me understand this male stuff. He is very special to me and I know he feels the same. But I can?t get him to admit it or commit to a real relationship. He was in a bad relationship about 18 months ago. Shouldn?t he be over that by now? And how do I get him to open up and let go already. Please help!

Dear Dr. Jed, My husband and I have 2 kids and have been married almost 14 years. He just turned 40. Since January we have been going through a crisis. He has had a woman ?friend? who he has been sharing intimacies with over the phone and on the Internet. I found out in February when he seemed to be having a break down. So I did some investigating and found out about ?her.? OK, that part is forgiven by me because I really LOVE my husband.

He has come to realize the pain he has put me, and the kids, through. He has been a wonderful ?new? person for 5 weeks now. But, he is still very emotional and VERY depressed. He says he still thinks about moving out and just doesn?t want to be married any more. I love this man and will do anything to keep him.

Do you think this marriage can be saved? I have hope. Does that help? What can I do? I?m so lost and upset. I want my husband back! I know if he gets the help he needs things will turn around, but he?s resistant to seeing anyone. What do I do?

What have your experiences been like? Come visit me at www.MenAlive.com and drop me a note.

Jed Diamond, Ph.D. has been a marriage and family counselor for the last 44 years. He is the author of 10 books, including Looking for Love in All the Wrong Places, Male Menopause, The Irritable Male Syndrome, and the forthcoming MenAlive: Stop Killer Stress With Simple Energy Healing Tools He offers counseling to men, women, and couples in his office in California or by phone with people throughout the U.S. and around the world. To receive a free subscription to Jed?s e-newsletter go to www.MenAlive.com. If you are looking for an expert counselor to help with relationship issues, write Jed@MenAlive.com.

Source: http://nabbw.com/expert-columns/love-sex-and-dating/male-menopause-irritable-male-syndrome/are-you-in-love-or-love-addicted-take-the-quiz-and-find-out/

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Video: Jenna Wolfe visits area of ravaged Haiti where she grew up

Sorry, Readability was unable to parse this page for content.

Source: http://www.msnbc.msn.com/id/21134540/vp/49010807#49010807

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Executives Discover Impressive Management Solutions Via Business

When planning their new company, products or services methods professionals who have to develop progressive leadership solutions must study innovative money options. Entrepreneurs don?t have to travel further than their pc for information about elevating venture capital funds.Venture capital is one business that has been around for yesteryear 60 years or so. However, just like every other business, it continues to change and change. Much of the VC industry?s success is a result of the explosive growth of the Internet. The Internet has made several information-gathering tasks easier and faster. Upgrades on venture capitalists and several types of venture capital news are readily accessible to the world?s people through on line media.Aside from the World Wide Web, there are other sourced elements of venture capital news. Old, standard sources such as for example papers and magazines continue to provide the required candidate requirements or details and data that entrepreneurs and venture capitalists need. These are also good sourced elements of appropriate revisions in the area of endeavor capital.Information contributions by VC associates or research associates are printed in report publications, magazines or newspapers and could also be on the Internet. Besides the published products in circulation, some partners operate their own websites, also create websites and contact and share their expertise in web-posted posts or ezines.Newsletters and messages will also be resources of information. People to a VC-specific site will most likely find presents for subscribers with their daily or weekly newsletters. Inside these guides, recruiting companies empower entrepreneurs by giving them with useful articles and useful information. Extra benefits from business professionals and capitalists can also be within these media organs.Discussion groups and boards are also good sites for placing changes. On line groups, message planks, chatrooms and membership sites give you the capability to exchange ideas and talk with your fellow entrepreneurial colleagues.Based on the standard and quantity of players, you may assemble guidance or recommendations and discover progressive leadership solutions concerning the challenging facets of funding your venture, from elevating venture capital to the drafting of plans to the style of one?s exit strategies.Articles on venture capital aren?t limited to business pages or journals. There are web sites which are exclusively specialized in investment capital ? these sites might article news reports or present video streaming as well. News articles could be categorized into more specific subjects such as sector news, buyout news, finance news and change news.When a niche site is categorized into clearly defined areas, it makes it easier for the audience to select which articles to read. Therefore if you are interested in buyouts only, for instance, then you don?t need to plow through all articles to find the information that you need. Additionally, it helps to have the articles arranged by date, allowing the reader the means to designate currency or importance to the piece.With the Internet being world wide in scope, articles, forms and perhaps applications may be used by almost anyone anywhere, in the exact same way that people read information, visit practices and changes inside our own countries. Everybody with web access can find ways to utilize the revolutionary leadership solutions being provided by venture capitalist firms.This visits show that the availability of venture capital is a global trend. But, in the US alone, near to $29.9 Billion was useful for venture capital investment in 2007.Today?s capitalists are no further on a the US markets only but is now able to consider capital organizations and corporations in China, India and other developing countries in Asia, the Pacific Rim or Middle East and Africa. That is great news for places in these regions with vast manpower resources but limited use of money funding.Entrepreneurial executives could be better informed about the newest styles in VC. Last year, the development was towards early phase committing. It was believed that 35% of VC opportunities should go to seed-stage and early stage deals. On the other hand, expansion-stage funding showed signs of being decreased.There are some really good sites which provide more and capital raising media. Aside from news, they also provide listings of the businesses and venture capital firms that they helped fund.Find these sites and bookmark them. For entrepreneurs, these websites provide the beneficial, revolutionary leadership solutions they should find out about the venture capitalist arena.Copyright 2008, Mustard Seed Investments Inc., All rights reserved.

See our website for more info about leadership program

Source: http://ferrari.dragrace.pl/executives-discover-impressive-management-solutions-via-business-capital-news-2/

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professional weight loss: Health and fitness - The Truth and Lies

By Jude John Cordell

Usually when we go to the gym there are people who will tell us things about fitness that are not true, ignore them. While you can get some great workout tips, you can also pick-up information that may be inaccurate or false. People at the gym are only trying to help even though their information might not always be accurate. Just because someone has been working out in the gym a long time does not necessarily make them an authority on the subject just like any other time you might get advice. Use only sources that are credible. The following tips can help shed some light on truths and other information on health and fitness.

You've probably heard that swimming is good for losing weight. This is in no way true. Swimming has many benefits but losing pounds isn't one of them. The reason for this is because as you are swimming the water is doing the work to support your body weight (called buoyancy) which basically means you aren't getting the workout you think you are or that you might if you were running or jogging long distances.

There is a curious attitude when it comes to sweating. Many people tend to think that if they are sweating, then they are doing good and working hard. The converse seems to hold, as well. If there is no sweat happening, then they must not be working very hard. Sweat is your body's way of cooling itself. Physical exertion and sweat are not interrelated.

It's a fact that you can burn calories without breaking a sweat. Even just a walk can help you accomplish that.

Serious disease conditions can be slowed or prevented by implementing a healthy fitness program like taking a home exercise bike routine and a well balanced diet. Of course you've heard about exercise and cardio health. High blood pressure, diabetes and high cholesterol are only a few of the other conditions that can be positively impacted by exercise. Your commitment to a healthy diet and exercise can also help you slow the effects of aging on your body.

There are many truths, half-truths and bald faced lies about health and fitness in the world. So be careful what you believe. Find ways to verify the information before you trust it like this article. Careful here, you'll want to avoid information that can cause you harm if it turns out to be incorrect. Perform due diligence on everything you hear.

About the Author:

Jude John Cordell is also an expert in machine equipment exercises that will help develop more muscles like the use of a cycling bike. He is also one of the most succeeding male in terms of practical exercises particularly working out with the upright exercise bikes.

Source: http://professionalweightloss.blogspot.com/2012/09/health-and-fitness-truth-and-lies_14.html

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Got The Message that You Need New Ink Cartridges? | Computers ...

We all know what it is like when that message flashes on the computer screen as you are printing off an important document. Your ink cartridge is low, replace soon! But, do you know what type of ink cartridges your printer needs? Do you know where to find ink cartridges to replace those? Is this going to be a long, difficult search that will cost you dearly? You don?t have to dread that message at all. In fact, finding the information you need for the replacement of ink cartridges is simple.

First, you need to know what type of ink cartridges you need. To know this, you will need to consult your handbook. Often times this information is listed right on the inside cover of the printer as well. Got that information? Okay, great, you are half way there. Now, you need to find the ink cartridges themselves. You can get in

your car, drive across town, and wait in the endless lines at your local office supply store. Perhaps you are feeling lucky? You can then check your local department store to see if they may carry the ink cartridges you need. Or, you can simply sit where you are and find your ink cartridges online. There are many quality websites and web merchants who can supply you with those ink cartridges.

Probably one factor in your search is finding the best price on the ink cartridges. If this is the case, then you definitely should utilize the internet to fill your needs. Finding quality and lower prices are just one benefit to finding ink cartridges online. So, the next time you see that message flashing on the computer don?t worry! Finding your ink cartridge is going to be a snap!

The Ink Cartridge Resource Site is an all-in-one Resource for Ink Cartridges.

Source: http://www.mwstm.com/2012/09/14/Got-The-Message-that-You-Need-New-Ink-Cartridges/

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Choices

You are a soldier who has been infected and given amazing powers. Now that these powers can be controlled, your commander wants you to use them against the enemy. You soon begin to wonder if what you are doing is right...

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This topic is an Out Of Character part of the roleplay, ?Choices?. Anything posted here will also show up there.

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This is the auto-generated OOC topic for the roleplay "Choices"

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Hollywood's Digital Domain reaches funding agreement with lenders

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Frank Sesno to Moderate National Forum on Disability Issues

President Barack Obama, former Massachusetts Gov. Mitt Romney invited to present their policy positions on disability issues Sept. 28 in Columbus, Ohio

WASHINGTON, Sept. 12, 2012 /PRNewswire-USNewswire/ -- Frank Sesno, director of the School of Media and Public Affairs at the George Washington University, and former CNN White House correspondent, anchor and Washington bureau chief, is serving as moderator of the National Forum on Disability Issues (NFDI) from 12:30 p.m. to 3:30 p.m., Friday, Sept. 28, at the Hyatt Regency in Columbus, Ohio.

The non-partisan forum aims to bring together President Barack Obama and former Massachusetts Gov. Mitt Romney and provide them with a platform to present their policy positions on disability issues directly to the disability community. Invitations have also been extended to candidates from both parties for the U.S. Senate from Ohio, Sen. Sherrod Brown (D) and Republican nominee Treasurer Josh Mandel.

"This is the only national event for candidates to present their positions on disability issues," said Sue Hetrick, director of public policy of the Ability Center of Greater Toledo and coordinator of the Ohio Disability Vote Coalition. "There are more than 57 million people with disabilities in the United States, and one in four veterans returning from service in Iraq and Afghanistan are returning with a disability. The disability community, which is growing and increasing its influence on elections, must know the policy positions of the people who will represent them in Washington."

Format of the Forum

Each candidate will occupy the stage exclusively for 30-minutes. During that time, he will have 10 minutes to present his vision for the future on disability policy in America and 20 minutes to respond to questions presented by Sesno. Questions for the session are being generated by the disability community prior to the event. Each candidate has the opportunity to address such topics as employment, health care, long-term community-based services and supports, education, transportation, housing, and research.

A maximum capacity crowd of 500 Americans living with disabilities is expected to be confirmed, while thousands more are planned to participate via a live webcast. Individuals interested in registering for the forum or live webcast can do so at www.nfdi.org.

For more information, visit www.nfdi.org.

SOURCE National Forum on Disability Issues

Source: http://news.yahoo.com/frank-sesno-moderate-national-forum-disability-issues-124500682.html

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